Compare endowment plans: What makes a good savings plan and endowment policy? We look into Savings plans and Endowment policies that provide a good blend of product features, potential payout and flexibility of saving period. While all savings plans and endowment policies accumulate cash values, the cost of insurance riders may affect your surrender value when you need a payout. Our criteria for picking the Endowment Policies below: Options for cash withdrawal Type of payout (Guaranteed and Non-Guaranteed) Policy and premiums tenure Other unique product features Note: The Savings plans and Endowment policies listed below are not ranked in any priority. Early surrendering or cashing out from your endowment insurance policies will result in financial loss. Read more:Compare endowment plans